Offer Net 30/60/90 to wholesale buyers without taking on credit risk or waiting on cash. Resolve advances up to 90% of invoice value in 24 hours — fully synced with AIMS360 apparel ERP.

Offer Net 30, 60, or 90 to your wholesale buyers without taking on credit risk or waiting on cash. Resolve advances up to 90% of invoice value within 24 hours — fully synced with AIMS360 apparel ERP. When inventory financing isn't enough to close the gap between shipping wholesale orders and getting paid, Resolve unlocks the receivables side.
Apparel inventory financing funds the goods you produce. Traditional factoring buys your existing receivables under long-term contracts. Resolve works differently and can be used in addition to either: it's B2B buy now pay later for wholesale, advancing cash on shipped invoices on a non-recourse basis with no long-term commitment — so your brand grows without bottlenecks at the cash flow stage. Learn more about apparel industry payment terms like Net 30, EOM, and 2/10 Net 30.
Stop waiting 30, 60, or 90 days for retailers to pay. Resolve advances cash on approved wholesale invoices the next business day, so production, payroll, and growth never wait on receivables.
Resolve underwrites your wholesale buyers and assumes the credit risk on a non-recourse basis. If a retailer defaults on an approved net terms invoice, you keep the cash you've already been paid.
Wholesale invoices flow from AIMS360 apparel management software to Resolve automatically. Credit decisions, advances, and payment statuses sync back into AIMS360 — so your AR aging, customer records, and accounting stay clean across every wholesale channel.
A complete B2B net terms workflow embedded inside the apparel ERP your team already uses every day. From wholesale credit application to cash in your account — automated end to end.
Wholesale customers complete a one-time digital credit application. Most qualified buyers are approved instantly through Resolve's AI-driven underwriting — even newer DTC retailers and boutiques traditional factors decline.
Sales reps, EDI, JOOR, NuOrder, Brandboom, Faire, RepSpark — orders enter AIMS360 apparel software the same way they always have. Net terms is just another payment method, like ACH or credit card.
When the order ships and AIMS360 apparel PLM generates the invoice, it pushes to Resolve automatically with all line items, customer data, and terms. No manual upload, no spreadsheet workflows.
For approved invoices, Resolve funds your account next business day. The advance lands in your bank account while your buyer holds Net 30/60/90 to pay.
Resolve sends professional, branded reminders, manages disputes, and handles late payment workflows — so your team isn't chasing wholesale receivables.
When a buyer pays Resolve, the AR record in AIMS360 apparel ERP systems closes automatically. Your finance team sees a single source of truth for every wholesale invoice.
Everything apparel brands ask about offering B2B net terms, B2B BNPL (buy now, pay later for wholesale buyers), and wholesale financing through the AIMS360 + Resolve integration.
The AIMS360 + Resolve integration connects AIMS360 apparel ERP with Resolve's B2B net terms and BNPL platform. Apparel brands can offer wholesale buyers Net 30, Net 60, or Net 90 terms at checkout, get advanced up to 90% of invoice value within 24 hours, and have all credit decisions, invoices, and payments sync automatically into AIMS360 — without taking on credit risk.
No. Inventory financing funds the goods you produce. Factoring purchases your existing receivables, often with recourse and long-term contracts. Resolve is B2B net terms financing — it pays you upfront for approved wholesale invoices on a non-recourse basis and handles credit underwriting and collections. For apparel brands, Resolve is what you turn to when inventory financing isn't enough to close the cash gap between shipping wholesale orders and getting paid by retailers.
Once a wholesale invoice is approved through Resolve and synced from AIMS360 fashion business software, brands can receive an advance of up to 90% of invoice value within 24 hours. The remaining balance is paid out when the buyer settles their net terms invoice.
Yes. Resolve can be used in addition to traditional apparel factoring, and many growing brands run both side by side. The two solve different parts of the cash flow puzzle. Traditional factoring is a financing relationship where the factor buys your receivables, often under a long-term contract that covers most or all of your wholesale book, manages credit approvals, advances a percentage of each invoice, and handles collections — typically with recourse and minimum monthly volume commitments. Resolve is a B2B net terms and BNPL platform that integrates directly with AIMS360 fashion technology, makes non-recourse credit decisions in seconds to minutes through AI-driven underwriting, advances up to 90% of invoice value within 24 hours, and works on an invoice-by-invoice basis with no long-term commitment. Many brands route certain accounts or order types through Resolve while keeping their factor for others, and AIMS360 also supports direct factoring integrations for brands that want both workflows automated in one ERP.
Yes. Resolve is a B2B BNPL platform purpose-built for wholesale commerce. BNPL stands for "buy now, pay later" — a payment model that lets a buyer receive goods immediately and pay the seller (or a financing partner) on extended terms instead of upfront. Unlike consumer BNPL apps that split a $200 purchase into four payments, Resolve's B2B BNPL underwrites businesses, supports Net 30, Net 60, and Net 90 terms on much larger wholesale invoices, integrates with B2B order flows, and lets the seller get paid upfront while the buyer pays Resolve later.
On approved invoices, Resolve assumes the credit risk on a non-recourse basis. If a buyer defaults, the apparel brand keeps the funds that were advanced. Resolve manages collections.
Resolve uses AI-driven underwriting that evaluates traditional credit data plus thousands of behavioral and cash flow signals. This lets Resolve approve buyers that traditional factors and credit insurers often decline — including newer DTC retailers, boutique stores, and fast-growing wholesale accounts.
Yes. Because AIMS360 apparel management software is the system of record for orders, inventory, and invoicing across JOOR, NuOrder, Brandboom, Faire, RepSpark, and other wholesale channels, the Resolve integration works the same regardless of which channel the order originated on. Orders flow into AIMS360, then push to Resolve for credit decisioning and net terms.
Resolve typically charges a per-transaction fee on advanced invoices, similar to a payment processing fee but priced for B2B net terms volume. Pricing depends on average invoice size, monthly volume, and buyer mix. There are no application fees and no charge to your wholesale buyers to apply. See AIMS360 pricing for ERP costs, and Resolve's FAQ for net terms pricing details.
Most apparel brands are live in days, not weeks. Resolve onboarding (KYC, agreements, account setup) runs in parallel with AIMS360 enabling the integration. Once both sides are configured, invoices begin syncing automatically and your wholesale buyers can start applying for net terms immediately. Request an AIMS360 demo to get started.
Resolve primarily underwrites US and Canadian business buyers. For international wholesale accounts, AIMS360 supports a wide range of payment workflows including wire transfers, letters of credit, and traditional factoring partners. Speak with the AIMS360 implementation team about the right mix for your buyer base.
Apparel inventory financing (also called PO financing or production financing) funds the manufacturing of goods before they ship. B2B BNPL like Resolve funds the receivable after goods ship — it advances cash on wholesale invoices so brands don't wait 30, 60, or 90 days for retailers to pay. Many growing apparel brands use both: inventory financing to produce the line, and Resolve to convert wholesale invoices into immediate cash.
See how AIMS360 fashion technology and Resolve give apparel brands the financing infrastructure to approve more buyers, ship more orders, and get paid in 24 hours — all without taking on credit risk.