AIMS360 Pay is the apparel ERP B2B payments platform for fashion wholesale brands. Accept credit card, ACH, deposits, pre-auth, net terms & BNPL. Free demo.
The PCI-compliant credit card, ACH, net terms, and buy now pay later engine inside AIMS360 apparel ERP. Accept deposits, run pre-authorizations with estimated freight, send secure invoice payment links, swipe cards on the road at tradeshows, and sync every transaction to QuickBooks and NetSuite — without leaving your wholesale workflow.
Buyers expect flexibility — credit card, ACH, net terms, BNPL. Brands need security, lower fees, and clean reconciliation. AIMS360 Pay closes the gap with ERP-native B2B payment processing, intelligent pre-authorization, and self-service buyer tools — replacing 3 or 4 disconnected systems with one.
Accept Visa, MasterCard, AMEX, Discover, debit, gift cards, ACH, net terms, and buy now pay later — inside the AIMS360 apparel ERP that runs your orders, inventory, and shipping. Stop bouncing between merchant portals, accounting, and your AIMS360 apparel management software.
AIMS360 apparel ERP calculates expected shipping from product weights, carton sizes, and carrier rules — then pre-authorizes the all-in total so the warehouse never picks an order the card cannot cover. No more pack → unpack → restock loops.
Card processing rates significantly below QuickBooks Payments, with line-item accurate sync to QuickBooks Desktop, QuickBooks Online, and NetSuite. Brands typically save hundreds per market week and get paid faster.
Wholesale fashion isn't one-size-fits-all. A boutique paying ACH is different from a department store on Net 60, a tradeshow walk-up, or a cross-border buyer in euros. AIMS360 Pay handles every B2B payment scenario apparel brands actually face — without forcing your team to use a different system for each.
Best for: large orders, first-time buyers, custom production
Lock in production with a prepayment, then automatically apply the deposit to the final invoice when goods ship. Marketplace deposits from JOOR, NuOrder, FashionGo, Faire, and Shopify B2B sync into AIMS360 apparel ERP the same way — no double entry.
Sales rep or buyer creates the order in AIMS360 apparel ERP with styles, sizes, quantities. Customer record shows credit limit, AR aging, and saved cards on file.
System captures a percentage deposit (e.g. 30%) by card or ACH at order time. Tokenized — no card numbers ever stored in AIMS360.
Order moves through PLM, WMS, and pick-pack with the deposit on file. Marketplace deposits from JOOR and NuOrder sync in automatically.
At shipment, AIMS360 apparel ERP captures the remaining balance, applies the deposit to the invoice, and posts everything to QuickBooks or NetSuite line-item accurate.
Best for: every wholesale order shipping with freight charges
Reserve funds on the buyer's card before goods leave the warehouse — and unlike most B2B payment platforms, AIMS360 includes estimated freight in the hold. The result: warehouses never pack an order they can't bill for, and capture happens automatically at ship.
Add styles, sizes, quantities. AIMS360 calculates tax automatically and pulls the buyer's card on file.
System uses product weights, carton dimensions, carrier service level, destination, and any surcharges (with optional buffer) to compute expected shipping cost.
Hold = merchandise + tax + estimated freight + processing fees − deposits/credits. Approval code and hold amount save to the order. Buyer gets a confirmation email.
Run a second pre-auth at pick-ticket creation — or batch pre-auth 80+ pick tickets at once during season launch — so the floor only packs financially cleared orders.
If actual freight ≤ pre-auth → AIMS360 captures the final amount automatically. If actual > pre-auth → system prompts for supplemental auth or carton adjustment.
Best for: net-terms invoices, repeat buyers, distributors
Turn every invoice into an online payment experience. Buyers click, choose card or ACH, and pay — you never have to chase a check. Related deposits and pre-auths reconcile automatically inside the ERP, so AR sees a clean view of every dollar.
Created automatically in AIMS360 apparel ERP at shipment or manually. Includes itemized detail, taxes, freight, and any deposits/credits already applied.
Buyer receives a branded email with a unique secure payment link. No login required to pay.
Click the link → choose credit card, debit, or ACH → enter or select a saved method → confirm. PCI-compliant, tokenized.
Payment posts to the invoice, AR aging updates, and the entry syncs to QuickBooks or NetSuite. No manual touch.
Best for: trusted buyers, retail accounts, growth deals
Offer the same buy now pay later wholesale flexibility buyers expect from JOOR, NuOrder, and Faire — but tied directly to your AIMS360 apparel ERP credit limits and AR. Configure Net 30 / 60 / 90 per customer, or route higher-risk orders through integrated B2B financing partners so your brand gets paid up front and the buyer pays over time.
Customer profile shows credit limit, open balance, AR aging, payment history. System auto-checks available credit before order approval.
Net terms (Net 30 / 60 / 90), BNPL through financing partners, deposit + balance, or full prepay — configurable per customer or per order.
For BNPL, financing partner pays you up front; buyer pays the financing partner. For net terms, invoice is issued at ship with due date set automatically.
Invoice link emailed at ship. Reminders, statements, and overdue alerts go out automatically. Buyer can pay anytime through the Weblink portal.
Best for: MAGIC, Coterie, Project, showrooms, market week
For sales reps on the go, use credit card swipe on AIMS360 Remotelink B2B tool to easily swipe credit cards in person at tradeshows. Write orders offline, take deposits on the spot with supported card readers, then sync everything back to AIMS360 with payment already secured before you leave the booth.
Mobile B2B sales tool runs offline at the booth. See full catalog with live styles, colors, and sizes.
Select styles, sizes, quantities. See real-time inventory and credit limit so you don't oversell or extend credit you shouldn't.
Use a supported card reader to swipe Visa, MasterCard, AMEX, or Discover for a deposit, prepayment, or full charge — instant authorization.
When connectivity returns, the order, payment, and authorization sync to AIMS360 apparel management software. Marketing, sales, and accounting all see the same record.
Best for: brands selling into EU, UK, APAC, Canada
Sell globally without making your accounting team chase exchange rates. Buyers pay in their local currency; you settle in yours. Transactions post cleanly in ERP and accounting — one of the most robust multi-currency payment capabilities in any apparel ERP.
Invoice and payment link display in the buyer's local currency (EUR, GBP, CAD, AUD, etc.) for confidence and faster pay.
Buyer charges their local card or makes a local bank transfer through the payment gateway.
Funds settle to your account in USD (or your base). FX conversion is handled by the gateway with transparent rates.
AIMS360 apparel ERP records the original-currency value, the converted value, and any FX gain/loss — then syncs cleanly to QuickBooks or NetSuite.
For sales reps on the go, AIMS360 apparel software Remotelink turns your iPad or iPhone into a complete mobile B2B order writer with credit card swipe. At MAGIC, Coterie, Project, NY Now, or any market — equip your sales team to write orders offline, swipe physical cards with supported readers, take deposits on the spot, and sync everything back to AIMS360 apparel ERP the moment you're online.
Boutique and retail buyers expect the same payment flexibility they get on JOOR, NuOrder, and Faire. AIMS360 apparel B2B software lets you grant net terms to qualified accounts, route higher-risk orders through B2B financing partners, and still get paid up front through buy now pay later — all governed by your ERP credit limits and AR aging.
Configure payment terms per customer, per order, or per channel through AIMS360 CRM. AIMS360 apparel management software enforces credit limits automatically and flags accounts approaching their cap, so your sales team never extends credit your finance team didn't approve.
Whether the buyer wants Net 30, BNPL through a wholesale financing partner, or a hybrid deposit-plus-balance arrangement, every option settles back into AIMS360 apparel ERP — and posts to QuickBooks Desktop, QuickBooks Online, or NetSuite line-item accurate.
From deposits and pre-auths to tradeshow swipes, BNPL, and accounting sync — every capability is native to AIMS360 apparel ERP. No add-on subscriptions, no third-party portals.
Collect deposits upfront on large or first-time orders. Funds auto-apply to the invoice at shipment.
Marketplace deposits flow into AIMS360 apparel ERP and link to the right orders automatically. No double entry.
Reserves funds for merchandise, tax, and estimated freight before the warehouse picks.
Authorize hundreds of pick tickets in one run. Approved tickets release to the warehouse floor immediately.
Email automatic invoice links. Buyers pay by card or ACH. Deposits and pre-auths reconcile automatically.
Per-customer net terms or buy now pay later through wholesale financing partners — your call per buyer.
Buyers pay in EUR, GBP, CAD, AUD; you settle in USD. Clean FX reconciliation in AIMS360 apparel ERP and accounting.
Split shipments handled with separate authorizations and captures per release.
Visa, MasterCard, AMEX, Discover, debit, gift cards, and ACH bank transfers — all in one ERP workflow.
Approvals, declines, pending, voids, and audit trails across every order and invoice.
Stalled or timed-out transactions flagged with guided recovery — no sale is ever lost to a glitch.
Issue partial or full refunds. Credits auto-apply to future invoices with clear statements.
Customer-specific surcharge rules apply automatically — by customer, by card type, or both.
Line-item accurate sync to QuickBooks Desktop, QuickBooks Online, and NetSuite. Lower fees than QuickBooks Payments.
Buyers browse, order, pay invoices, and manage cards-on-file 24/7. AR support calls drop sharply.
The most common questions apparel brands ask when evaluating ERP-integrated B2B payment processing. For deeper context, read the complete AIMS360 Pay guide.
AIMS360 Pay is the ERP-integrated B2B payments platform built into AIMS360 apparel ERP software — also called AIMS360 apparel management software or AIMS360 fashion ERP. It enables fashion wholesale brands to accept credit card, ACH, deposits, pre-authorizations, net terms, buy now pay later, and invoice link payments inside the same system that runs orders, inventory, shipping, and accounting — eliminating swivel-chair work between merchant portals and the ERP.
B2B payments are transactions between businesses, typically larger and more complex than consumer transactions. ACH bank transfers are the most commonly favored electronic B2B payment method because they have the lowest processing fees, but credit cards remain popular for buyer convenience and rewards programs.
AIMS360 Pay supports ACH, credit card, debit, gift cards, net terms (Net 30 / 60 / 90), and buy now pay later — so apparel brands can offer the right method per buyer rather than forcing one option on everyone.
AIMS360 Pay supports Visa, MasterCard, American Express, Discover, debit cards, gift credit cards, ACH bank transfers, net terms (Net 30, 60, 90), and buy now pay later through integrated wholesale financing partners. All transactions process inside the apparel ERP, so orders, invoices, processing fees, and accounting entries stay synchronized — no manual double-entry or spreadsheets.
Yes. AIMS360 Pay is PCI DSS compliant and uses tokenization. Full credit card numbers are never stored in AIMS360 — only a masked reference (last 4 digits) is visible inside the ERP. Sensitive payment data lives only in the certified payment gateway, which lowers compliance exposure for your accounting team and protects your buyers.
A deposit or prepayment is money collected upfront and applied to the final invoice at shipment — it improves cash flow and locks in production.
A pre-authorization is a hold that reserves funds on a buyer's card without charging, similar to a hotel hold. The pre-auth is captured when the order ships. Pre-auths protect the brand from declines after the warehouse has already picked, packed, and labeled the order.
At order entry, AIMS360 calculates expected shipping using product weights, carton dimensions, carrier and service level, destination, and surcharges — with an optional buffer. The pre-auth then covers merchandise, taxes, estimated freight, and any processing fees, minus deposits already collected. At shipment, AIMS360 captures the actual amount automatically. If actual freight exceeds the pre-auth, the system can prompt for a supplemental authorization or let you adjust cartons and re-rate.
Yes. AIMS360 supports both net terms (Net 30, 60, 90) configured per customer and buy now pay later through integrated wholesale financing partners. Brands can grant net terms to qualified accounts while still using deposits, pre-auths, or BNPL for larger or first-time orders to balance flexibility with risk.
This gives apparel brands the same buy now pay later wholesale flexibility buyers expect from JOOR, NuOrder, and Faire — but tied directly to your ERP credit limits and AR aging.
Yes. Deposits collected on JOOR, NuOrder, FashionGo, Faire, and Shopify B2B flow into AIMS360 and are automatically associated with the correct orders and invoices. This eliminates manual reconciliation across multiple b2b wholesale platforms and keeps accounting centralized regardless of where the buyer placed the order. See dedicated integration pages for JOOR and NuOrder, plus the complete B2B integrations hub covering FashionGo, Faire, and Shopify B2B.
Yes. International buyers pay in their local currency while the brand settles in its base currency. Transactions post cleanly to the ERP and to QuickBooks or NetSuite, minimizing FX reconciliation work. This is especially valuable for fashion brands expanding into the EU, UK, APAC, and Canada — and is one of the most competitive cross-border B2B payments capabilities in any apparel ERP.
AIMS360's card processing rates are significantly lower than QuickBooks Payments. Combined with line-item accurate sync to QuickBooks Desktop, QuickBooks Online, and NetSuite, brands cut transaction fees, eliminate manual reconciliation labor, and accelerate cash flow.
A brand processing $50,000 in market week orders typically saves hundreds in fees per week versus QuickBooks Payments while also getting paid faster — because invoices, payments, and accounting all flow without human handoff.
Yes. AIMS360 apparel software Remotelink is the mobile B2B sales tool that lets reps write orders offline, swipe physical credit cards with supported card readers, and take deposits or prepayments on the spot at MAGIC, Coterie, Project, NY Now, and other apparel tradeshows. Orders sync back to AIMS360 with payment already secured before the rep leaves the booth — eliminating the lag between order writing and payment collection.
Yes. AIMS360 apparel software CRM includes B2B credit management tools and accounts receivable (AR) aging so credit teams can set credit limits per customer, track open balances and AR aging, configure net terms, and automatically check available credit before approving new orders. Combined with deposits and pre-auths for higher-risk buyers, this gives apparel brands a complete order-to-cash credit management workflow inside the ERP.
Yes. AIMS360 supports customer-specific surcharge rules — different rates can be applied automatically by customer or by card type. Surcharges appear transparently on invoices for consistent margin protection. Brands should always follow state, federal, and card brand rules on disclosure and surcharge limits (this is not legal advice — consult your counsel and payment provider for compliance specifics).
Deposits and pre-authorizations establish clear buyer intent and proof of authorization before shipment, which is one of the strongest defenses in B2B chargeback disputes. Itemized invoice payment links also reduce confusion by giving buyers a clear record of exactly what they paid for. Together, these practices help cut chargebacks meaningfully in apparel wholesale.
See how AIMS360 Pay simplifies wholesale credit card and ACH processing, supports net terms and BNPL, lowers your fees below QuickBooks Payments, and accelerates collections — all inside the apparel ERP your team already runs.
