Rosenthal Capital Group, formerly Rosenthal & Rosenthal, is a family-owned factor serving fashion since 1938 with advances on receivables and credit protection. AIMS360 fashion ERP integrates with Rosenthal to automate credit approvals, invoice assignments, and factored receivable tracking, streamlining operations for better financial management.
Rosenthal Capital Group, the family-owned factor the fashion trade has known for generations as Rosenthal & Rosenthal, runs on the same two documents as every factoring relationship: the credit approval before goods ship and the invoice assignment after they do. AIMS360 handles both through the integration, so orders reach Rosenthal for approval without re-keying, denials come back flagged for review, and every invoice for shipped goods is assigned automatically with the proper remittance details.
AIMS360 sends your orders to Rosenthal for credit approval through the integration before goods move. Approvals land back on the order, denials are flagged for review, and when approved goods ship, the shipped items are invoiced and each invoice is automatically assigned to Rosenthal with the proper remittance details. Your retailer pays Rosenthal, your funding follows your agreement, and the paperwork that factoring depends on stops being a manual job.
One name note before the details: Rosenthal & Rosenthal rebranded as Rosenthal Capital Group in 2025. Same firm, same family, new name. This page uses Rosenthal for short, and everything here applies whichever name is on your agreement.
Rosenthal was founded in 1938 and is still family-owned and privately held, with the third and fourth generations of the Rosenthal family leading the firm today. That makes it a rarity among major American factors: an independent house in an industry where most factoring operations have been absorbed into banks. In 2025 the firm relaunched as Rosenthal Capital Group and moved its New York headquarters to Park Avenue, a rebrand that reflects how far the business has grown beyond classic factoring into asset-based lending, purchase order financing and equipment finance.
The classic factoring, though, is where generations of apparel brands met the firm. Rosenthal built its book in the garment trade, and an independent factor with that history brings a particular texture to the relationship: credit judgment shaped by decades of fashion seasons, and decisions made inside the firm that carries the name. Whether that is the right fit for your brand is your call and your agreement; advances, fees and credit decisions belong to you and Rosenthal, and this page is not financial advice.
| Step | What happens in AIMS360 |
|---|---|
| 1. Order entered | A wholesale or EDI order arrives in your normal queue, tied to the customer whose credit Rosenthal will be asked to approve. |
| 2. Sent to Rosenthal | The order goes out for credit approval through the integration, not through a portal someone re-keys into after lunch. |
| 3. Approved | The approval attaches to the order and rides along through allocation, picking and shipping, visible to anyone who touches it. |
| 4. Declined | Denials are flagged for review so your team makes the call on the record: hold, request a revised approval, ship as a house account at your own risk, or ask for payment up front. |
| 5. Shipped and invoiced | Invoices are generated for the items that actually shipped, so partial shipments invoice for what left the building. |
| 6. Assigned to Rosenthal | Each invoice is assigned automatically with the proper remittance details pointing your customer to Rosenthal, and the factored receivable is tracked from there. |
This is the same spine that runs every factor AIMS360 connects to, so if your financing changes some season, the operating procedure your team knows does not. The factor approvals and assignments page covers the workflow in depth.
The Rosenthal credit approval is requested from the order itself and returns to the order itself. The gap where an unapproved shipment slips out during a busy week is exactly the gap this closes.
A decline from Rosenthal's credit team is information, not an inconvenience to route around. AIMS360 flags it for review so the response is a deliberate choice your team made, recorded where the order lives.
The invoice that exists the moment goods ship already carries the assignment and remittance details for Rosenthal. Nobody batches invoices to the factor on Friday, because there is no batch.
Factored receivables are tracked as assigned to Rosenthal from the moment they exist, so your books and your factor's ledger describe the same world and month end stops being an investigation.
Brands that factor with Rosenthal are very often the same brands shipping department stores and chains on EDI, and the two workflows meet on the invoice. In AIMS360 the EDI 810 invoice is generated from the same shipment record as the 856 ASN and the cartons on the truck, and it carries the same assignment discipline as any other invoice. The retailer gets a compliant document, Rosenthal gets a properly assigned receivable, and both came from one record.
The alternative is two parallel routines, an EDI process for the retailer and a factor process for funding, with every invoice touched twice and every difference between the two turning into an aged receivable while someone reconciles. AIMS360 runs EDI natively inside the ERP, so there is nothing to reconcile: the factoring flow and the EDI flow are one flow.
This page is for brands that factor with Rosenthal, or are moving their book to Rosenthal and want the operational side ready before the first order of the season. Whether Rosenthal is the right factor for your brand is between you and their team, under the agreement you sign; we make no recommendation between factoring partners.
If you factor elsewhere, the same workflow connects AIMS360 to the other partners on our financing integrations page, including Hilldun, Merchant Financial Group, Wells Fargo, Resolve, CIT Commercial Services, Milberg Factors, White Oak, Hana Financial, First Capital, SLR Business Credit, HSBC, Webster Bank and Truist. And if you split your book, factoring retailer receivables while running select accounts as house accounts, the workflow respects the split: factored customers go through approval and assignment, house accounts skip both.
Yes. AIMS360 sends orders to Rosenthal for credit approval, returns approvals and denials onto the order, and automatically assigns invoices to Rosenthal with the proper remittance details when shipped goods are invoiced. It is part of the ERP workflow, not an export someone runs.
Yes. Rosenthal & Rosenthal, founded in 1938, rebranded as Rosenthal Capital Group in 2025. It is the same family-owned, privately held firm, now led by the third and fourth generations of the Rosenthal family, and the AIMS360 integration applies regardless of which name appears on your agreement.
Orders for factored customers are sent to Rosenthal for credit approval through the integration, and the response comes back onto the order. The approval then travels with the order through allocation, picking and shipping, so credit status is visible where the work happens.
The denial is flagged for review in AIMS360. Your team decides deliberately: hold the order, request a revised approval, ship as a house account on your own credit, or ask the customer for payment in advance. A denial becomes a recorded decision instead of a shipment that slipped out.
Automatically, at the moment shipped items are invoiced. Each invoice carries the assignment and the remittance details directing your customer to pay Rosenthal, so there is no separate step to remember and no factored invoice going out with the wrong payment instructions.
Yes. The EDI 810 invoice for a retailer is generated from the same shipment record as the 856 ASN and follows the same assignment flow as a printed invoice, so factored EDI business runs as one process rather than a retailer routine plus a factor routine.
Yes. Factored customers go through approval and assignment, house accounts skip both, and everything stays in one order entry and invoicing flow. Splitting the book this way is common and the workflow is designed for it.
Invoices are generated for the items that actually shipped, and each is assigned to Rosenthal as it is created. A partially shipped order produces a correct assigned invoice for the shipped units, and the balance follows the same path when it ships.
Advances, fees and terms are set by your factoring agreement with Rosenthal, and we are not part of that conversation. On the software side, factor approvals and assignments are part of the AIMS360 workflow, and AIMS360 charges no per document fees of its own.
Operationally, very little, which is the point. Your factored customers are mapped, the approval and assignment flow is pointed at Rosenthal, and the order to invoice routine your team already runs stays the same. Moving factors is a configuration change, not a retraining project.
Last reviewed 8 August 2026 by the AIMS360 product team.
Reviewed against the AIMS360 factor integration workflow and published coverage of the 2025 Rosenthal Capital Group rebrand. This page describes software workflow, not financing terms; your agreement with Rosenthal governs advances, fees and credit decisions, and partner details can change.
Bring a real order and a factored customer. We will walk it from entry to credit approval to an assigned invoice, and show you where the manual steps disappear.
